Get Finance

Get Finance!

Leading provider of car finance in Orange NSW

Flexible and convenient

Does not impact credit score

Tailored finance options

Unmatched network of partners

STEP 1

Apply online in 5 minutes!

STEP 2

Get pre-approved with your own personalised finance rate

STEP 3

Purchase your dream car

Frequently Asked Questions

What is Car Finance Pre-Approval?

How do I apply for a Car Loan?

How do interest rates work with Car Finance?

Car finance interest rates are very similar to finance you will get with a home loan. Additionally, there are two different types of car loan interest rates: fixed and variable. Here’s how they work:

Fixed interest: A fixed rate loan has the same interest rate for the entirety of the borrowing period, allowing you to get a clear view of what your repayments could look like.
Variable interest: This means that the interest rate for your car loan could either increase or decrease at your lender’s discretion, and therefore increase or decrease your interest repayments accordingly.

What is a Balloon Payment?

A "balloon payment" is a once-off lump sum that is paid at the end of a car loan, covering off the outstanding balance. Because the lump sum is paid at the end of the loan you are only required to pay interest on part of the principle.

This allows you to repay only part of the principal of your loan over its term, reducing your monthly repayments in exchange for owing the lender a lump sum at the end of the loan term.